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Planning by Life Stage

What to think about in your 40s, your 50s and beyond.

  • Aging in Place on Your Own: What Solo Agers Should Plan For

    Planning to age at home without a spouse or nearby family: building support, choosing decision-makers, home safety, and paying for help.

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  • Aging in Place in Your 40s: What to Think About Now

    Why your 40s are a good time to lay the groundwork for aging at home: health, your parents, your home, and paying for care.

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  • Aging in Place in Your 50s: What to Think About Now

    Your 50s are a practical window for aging-in-place planning: real numbers, your home, your parents, and how you'll pay for care.

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  • Aging in Place in Your 60s: What to Think About Now

    In your 60s, planning shifts from someday to soon: Medicare, your home, key documents, and how you'll pay for care.

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  • Aging in Place in Your 70s: What to Think About Now

    In your 70s, aging in place is about making the plan work day to day: safety, connection, help, documents, and paying for care.

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  • Planning Ahead for Cognitive Decline: What to Put in Place Now

    How to plan ahead for cognitive decline: naming decision-makers, recording your wishes, and deciding how you'd pay for care.

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  • Aging in Place as a Couple: When One Partner Becomes the Caregiver

    How couples can plan for the day one partner needs care: what caregiving asks of a spouse, when to bring in help, and how to pay for it.

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  • Growing Old Together: A Couple’s Guide to Planning What Comes Next

    How couples can plan for aging: share what you want, look after each other, consider your kids, and decide how care would be paid for.

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  • Past 60? What You Can Still Do to Plan for Long-Term Care

    If you’re past 60 and haven’t planned for long-term care, here’s a 30-day plan: your picture, your numbers, what you have, what’s available, and your paperwork.

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  • Long-Term Care Insurance for Couples: How Joint Coverage Works

    How joint long-term care coverage works, how a shared benefit pool is used, and how it compares to two individual policies.

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  • When Should You Buy Long-Term Care Insurance?

    Why your age and health when you apply shape what you'll pay and whether you'll qualify, and signs it may be time to look.

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  • Retirement Planning’s Blind Spot: Where Long-Term Care Fits

    Why long-term care is often missing from retirement plans, what it could cost, and how to plan for it alongside your other savings.

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  • How Long-Term Care Insurance Fits Into Your Estate Plan

    How long-term care insurance fits alongside your will, trust, beneficiaries, and powers of attorney, and the questions to ask your attorney and tax advisor.

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